The change follows the revaluation of the national income tax scale, which automatically affects the criteria used to determine who can open or maintain a Livret d’épargne populaire (LEP), a government controlled bank savings product.

With more than 12 million account holders in 2025, the LEP remains a widely used savings option, appreciated for its comparatively attractive interest rate (currently 2.7%) and that interest earned is tax free. However, the maximum deposit (before earned interest) is €12,000, although a couple can each hold an account. The account is only available to those who are resident in France.